The Fire Department has received official notice from the Texas Department of Insurance and the State Fire Marshal’s Office that Southlake’s Public Protection Classification rating would be lowered from a Class 4 to a Class 1 following a comprehensive audit and evaluation.
The new rating, effective September 1, 2014, could mean savings on fire insurance premiums of 11% for Southlake residents and 13% for business owners.
“We are very proud of our Class 1 rating and it could not have been accomplished without the addition of the North DPS Facility and the improvements made by Public Works to our water system,” notes Fire Chief Mike Starr. According to Mike, Peach, P.E. Consulting Services Inc., Southlake received the highest score of 97.53 since the rating system was put into place in 1906.
Insurance Services Office (ISO), which collects information about municipal fire protection efforts in communities throughout the United States, supplies statistical, actuarial and underwriting information to insurance companies, fire departments, insurance regulators and others. ISO uses a rating system of 1 to 10, with Class 1 being the highest fire protection rating.
The rating determination are based primarily on three weighted areas:
1. The community’s emergency communications capabilities, including 911 telephone systems, adequacy of telephone lines, operator supervision and staffing, and dispatching systems. (10 percent)
2. The quality of the fire department, including adequacy of equipment, sufficiency of staffing, level of training and the geographic distribution of fire stations. (50 percent)
3. The evaluation of the water supply, which includes the condition and maintenance of fire hydrants; existence of alternative water sources; and the amount, volume and pressure of available water compared with the amount needed to suppress fires. (40 percent).
“Congratulations to the work teams who participated in this project,” said Chief Starr. “This is a great achievement for City employees and is a great benefit for City residents and businesses.”